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The Centre for Banking, Institutions and Development (CBID) is involved in a range of on-going research projects examining emerging issues in bank and non-bank financial intermediation from macro- as well as micro-prudential perspectives. We engage with commercial and investment banks and policy makers who have an active interest in our research projects and are also beneficiaries of our research. 

The various facets of financial intermediation form the backbone of our financial system and our economy, from traditional maturity transformation activities to securitization and shadow banking. The recent banking crisis highlights instances of financial intermediation failures with widespread systemic effects. Our challenge is to better understand the nature of risk and adopt policies that match the fast-evolving financial sector.

Our research, while influencing practice, aims to understand the dynamics of money and banking. Some of our current areas of research include banking efficiency measurement, bank crash risk, systemic risk, liquidity management, and credit information sharing, among others. The centre also has an active interest in studying banking frictions in credit supply and demand, and investigating broader issues in financial sector development, financial inclusion and microfinance.

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University student
Our challenge is to better understand the nature of risk and adopt policies that match the fast-evolving financial sector. 

Professor Dennis Philip
Centre Director and Professor in Finance

Explore Our Research Centre

We are a vibrant, welcoming community, hosting and supporting enriching experiences.

Selection Of Our Current Research Projects

Search our range of projects at the cutting edge of banking research.
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Our People

Meet our outstanding team of researchers.
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Our Publications

Browse journal articles by our centre's published researchers.
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Get in Touch

If you would like to find out more about the Centre for Banking, Institutions and Development (CBID), please email Dr Dennis Philip, Director of Centre for Banking, Institutions and Development.

Centre for Banking, Institutions and Development

Durham University Business School 
Mill Hill Lane 
Durham DH1 3LB 
United Kingdom 

Tel: +44 (0) 191334 5133