Staff profile

• Applied Microeconomics with focus on banking and financial intermediation, real estate markets, and household finance.

Journal Article

• Mcgowan, D., Nguyen, H., & Schaeck, K. (online). Deposit Competition and Mortgage Securitization. Journal of Money, Credit and Banking, https://doi.org/10.1111/jmcb.13207
• McGowan, D., & Nguyen, H. (2023). To Securitize or to Price Credit Risk?. Journal of Financial and Quantitative Analysis, 58(1), 289-323. https://doi.org/10.1017/s0022109022000552
• Cumming, D., Farag, H., Johan, S., & McGowan, D. (2022). The Digital Credit Divide: Marketplace Lending and Entrepreneurship. Journal of Financial and Quantitative Analysis, 57(7), 2659-2692. https://doi.org/10.1017/s0022109022000357
• Raz, A. F., McGowan, D., & Zhao, T. (2022). The dark side of liquidity regulation: Bank opacity and funding liquidity risk. Journal of Financial Intermediation, 52, Article 100990. https://doi.org/10.1016/j.jfi.2022.100990
• Duqi, A., McGowan, D., Onali, E., & Torluccio, G. (2021). Natural disasters and economic growth: The role of banking market structure. Journal of Corporate Finance, 71, Article 102101. https://doi.org/10.1016/j.jcorpfin.2021.102101
• Danisewicz, P., McGowan, D., Onali, E., & Schaeck, K. (2020). Debtholder Monitoring Incentives and Bank Earnings Opacity. Journal of Financial and Quantitative Analysis, 56(4), 1408-1445. https://doi.org/10.1017/s0022109020000241
• Danisewicz, P., McGowan, D., Onali, E., & Schaeck, K. (2018). Debt Priority Structure, Market Discipline, and Bank Conduct. The Review of Financial Studies, 31(11), 4493-4555. https://doi.org/10.1093/rfs/hhx111
• Danisewicz, P., McGowan, D., Onali, E., & Schaeck, K. (2016). The real effects of banking supervision: Evidence from enforcement actions. Journal of Financial Intermediation, 35, 86-101. https://doi.org/10.1016/j.jfi.2016.10.003

Working Paper

• Görtz, C., McGowan, D., & Yeromonahos, M. (2021). Furlough and Household Financial Distress during the COVID-19 Pandemic